Teenagers are always dreaming of making a large profit with a small amount of investment. A good businesses plan is a vital element of the puzzle that financial institutions review and ultimately make a decision to loan money to you. They approve or reject based upon the payback of product or services that you will be offering. The easiest way to show this in a professional format is using electronic media, with charts and data analysis for the loan officer to quickly decide on the facts, thus yielding a quicker turn-around for you.
To start off at a smaller scale, a teenager can put together details in a spreadsheet on what purchase he or she wants to make and then do a comparison between three companies to quickly show where the best value will be for your investment.
Teenagers also can do a spreadsheet of expenses for the family and help find alternate spending or saving habits for the family. This can be Internet services, cable, groceries, cell phones, or any item that is not a monopoly or has long term contracts.
I saved the best suggestion for last, in my opinion, and that is the use of excel spreadsheet functionality to perform artistic creations. One can easily place different colors within the cells to create the image that you desire. See picture below for an example of creativity using a spreadsheet.
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